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Some things to consider when buying a home…

Some things to consider when buying a home…

When is the right time to buy?
People move into home ownership for a variety of reasons. Some want to become
established in a community or to provide a more permanent home for their family.
There are many advantages to home ownership:

  • Appreciation–Your home can increase in value over time, increasing your equity
    and your personal net worth.
  • Personalization–You can change or improve your home to suit your style and
    needs, such as painting or wallpapering, installing new flooring, or upgrading the
  • Space–A house generally offers you more space inside and out than a rental
    apartment, along with the ability to remodel the existing space or add on.
    *Enjoyment–Plain and simple, most homeowners take a great deal of pride in their

  • What type of home are you looking for?
    There are so many choices that it is important to have an idea of what you want and
    need before you begin looking. Consider making a checklist of amenities that are
    essential and those you would like to have in your new home.
    The list below may help you clarify your thinking on what is important to you when
    you are ready to purchase.
  • What neighborhood(s) would you like to live in?* What price range do you have
    in mind?* How long do you plan to stay in the home? Consider resale of the house.
  • What type of home interests you? (one-story, two-story, split-entry, townhouse,
    condo, duplex) * What style appeals to you? (contemporary, traditional, no
    preference) * Are schools a factor? * Do you need to be close to public
    transportation? * How many bedrooms and bathrooms do you need? How many
    do you want? * What other interior features are important to you? (separate family
    room, formal dining room, home office, etc.) * What about exterior features? Have
    you considered a garage, yard size, patio/deck, hot tub, view, or water front? Are there any special features you are looking for in a home?

  • Minimize your moving stress!
    Here are some things you can do to minimize stress when you are ready to make a
  • Choose a real estate agent who communicates clearly and frequently, keeping you
    up to speed on every step of the process. Pre-Approval: It is important to get pre-approved for a loan. Doing so prior to your
    home search will save you time and help narrow down your search criteria. Pre Approval also lets the sellers of a property know that you are indeed able to purchase
    a home should you decide to do so. They are trying to sell their home not just show
    it. Your realtor should be able to give you a list of a few lenders to contact. Consider how long it will take from the time you make an offer on a property until
    the transaction closes. Once an offer is received and accepted, it may take from 30 to
    45 days to obtain financing. Decide whether you want to move yourself or have professional movers handle the
    job. If you hire a moving company, be sure to book well in advance. Think about cleaning services. After everything is packed and moved is a great time
    to have someone come in and clean. Arrange at least two weeks in advance to have utilities and phone service
    disconnected at your old house and reconnected in your new home on move-in day.
    When you are ready to start your search, I will be happy to help you find a home that
    suits your lifestyle. My goal is to make this a fun and enjoyable experience.
    Please don’t hesitate to call or email me if I can answer any questions.
  • Sincerely,
    Elizabeth Schok, REALTOR
    Somers Sotheby’s International Realty
    (907) 322-9188 Cell Phone
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